What does our travel insurance policy include? Financial causes, fraud, misrepresentation or concealment by the Proposer. Channel Islands is defined as – Jersey, Guernsey, Sark, Alderney and Herm. See the Insurance Policy for further details. However, long-term travel insurance may include other cover, given the various activities people undertake on extended trips, such as working abroad. Before you leave for Nicaragua, it’s important to ensure that your travel insurance policy offers enough coverage to pay for emergency medical services and repatriation back to the UK. If you haven't yet booked your holiday, simply tick the box that you'll find during the online booking process. Contractual dispute including wilful breach of a contract by the insured. This section does not apply to trips within the United Kingdom (unless involving travel to or from Northern Ireland or the Isles of Scilly) P J Hayman & Company LtdTravel Insurance & Scheme Specialists. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MaPs travel insurance directory https://traveldirectory.moneyadviceservice.org.uk/en or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm. Cover available for persons aged under 70 who are in good health. Your statement of cover will be sent to you with your booking confirmation. Cancellation – up to £10,000; Travel delay – £25 for the first 12 hours and £25 for each 12 hour delay after that up to a total of £200; or up to £10,000 holiday abandonment. For the latest travel advice from the Foreign & Commonwealth Office including security and local laws, plus passport and visa information, check travelaware.campaign.gov.uk. Big Cat Travel Insurance offers 3 levels of cover with varying compensation levels depending on your budget. With over 25 years experience in travel insurance, we have created specific products to cater for specific needs. It means you can reclaim the cost of your trip, up to the maximum cover limit, if you’re unable to travel. Emergency additional accommodation expenses (room only) for you to extend your trip until you are medical fit to return home. P J Hayman updates by email: Call us on: Data Subject Access Request. Any act of terrorism (unless additional cover is provided and the additional premium paid). Comprehensive worldwide travel insurance for you, your immediate family, and your Supplementary Cardmembers and their immediate family, from the moment you book with your Card. Practical help when you need it most. Broker Development: 02392 419 050 At Shearings, we always do everything we can to ensure your holiday runs as smoothly as possible from start to finish. Travel Insurance Nicaragua Cancellation and Curtailment Cover Hi all, We've recently booked our honeymoon for next year and are looking to get insurance quickly. Shearings. You, your close relative, a member of your household or your travelling companion(s) if you or they have a positive COVID-19 test result within 14-days or the scheduled departure date; You being denied boarding your pre-booked outbound travel because you are displaying COVID-19 symptoms supported by a subsequent positive COVID-19 test result. P J Hayman & Company Limited is authorised and regulated by the Financial Conduct Authority. However, we strongly recommend you take out a holiday insurance policy to provide you with financial protection and cover you for any unfortunate happenings that may occur. Please complete an Application Form and return it to us via post, email or fax. If you cancel a trip. From getting sick abroad to having to cancel your flights because of self-isolation, the coronavirus pandemic could still wreck your holiday later in 2021, making travel insurance essential. We’re also proud to tell you that the above cover applies to: All conditions. ** Consideration will be given for those without existing travel insurance. Direct Line - Policies offer cancellation cover for if you can't go any more due to an FCO ban on all but essential travel comes into force after you booked the trip. As a global pandemic, Covid-19 is classified as a known event. Cost of essential emergency medical treatment if the trip is outside of the United Kingdom. Cover includes Cancellation, Abandonment, Postponement, Interruption or Curtailment. Individuals, families and groups requiring high levels of cancellation insurance cover for their holiday/trip. Levels of Cover. We’ve teamed up with travel insurance providers Towergate Insurance, to offer a travel insurance policy that’s designed with you in mind. Alternatively, call 02392 419 050 Mon to Fri 9am – 5pm. COVID-19 related claims caused by Government or FCO restrictions, such as further lockdowns. So, even while the FCDO advises against all but essential travel to some of our most-loved destinations, you can still travel should you need to. Self-isolation. Client TOBA For the latest information and travel advice regarding Coronavirus (COVID-19), please click here. Our worldwide travel insurance policies include travel to the USA, Canada, the Caribbean, Bermuda, China, Hong Kong, … Terms and conditions apply. VAT No. The excess is £100 and cancellation cover for COVID-19 is provided if the insured or a … Contact Us ... » Overseas Holidays & Travel Planning. Download Documents Secure your place today! Cover for denied boarding on domestic flights as a result of showing symptoms of COVID-19* Cover to come home early from your trip as a result of getting Coronavirus* 24/7 access to a UK based GP at any time during your trip. Cancellation for any reason up to £7500 per person. Our NEW COVID-19 policy now covers you for disruption to your holiday plans as a result of the COVID-19 pandemic. This section does not apply to trips within the United Kingdom (unless involving travel to or from Northern Ireland or the Isles of Scilly) Travellers with underlying travel insurance in place with a minimum of £7,500 cancellation cover per person**. It might not be at the forefront of your mind when you think about why you need travel insurance, but cancellation cover is really important if you’re invested in a trip abroad. Cancellation cover up to £7,500 (Platinum Cover) Baggage and personal possessions up to £2,500 (Platinum Cover) Scheduled airline failure included as standard on all policies; Read our Product Information Document document for more details on our travel insurance cover. All levels are per person basis. News Whether you require cover for a medical condition, hazardous activities, round the world trip, Gap year, etc., we have a policy for you. If you take out insurance when booking your holiday, the price of the insurance premium will be added to your holiday cost. Find out more about the safeguarding procedures we've put in place so you can book with total confidence. With so many incredible destinations to choose from, take advantage of our SUPER-LOW DEPOSIT offer and book your next holiday for just £1pp. Leger Holidays Limited trading as Shearings is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486) and which is permitted to advise on and arrange general insurance contracts as an intermediary. Meet the Broker Team About Us All rights reserved. has found no insurer that will protect you from the full range of possible coronavirus-related incidents. Extended stay / travel delay extension available. Platinum Travel Insurance*. Optional covers are available for extended stay, travel delay; and terrorism including cross-border threat. This is included in the cost of all travel insurance policies we sell. Request Supplies If we can’t offer you the cover you want, or your premium is higher than you wanted because you have medical conditions, you may be able to get help by accessing the Money and Pensions Service travel directory at: https://traveldirectory.moneyadviceservice.org.uk/ent or by calling 0800 138 777 (Open Monday to Friday, 8am to 6pm). Sign up to our newsletter to receive 100 Sports & Activities As with standard policies, a comprehensive long-stay travel insurance policy should cover you for medical expenses, cancellation, and baggage, etc. Register number 497103. You will need to provide evidence of a positive test result in order to receive cover. Emergency repatriation and other travel expenses. Buying the right travel insurance cover for your trip Reasons you can cancel, and get compensation, vary between policies - … Direct Customers: 02392 419 070, A stand-alone policy to protect high value holiday bookings, A tailor-made insurance for almost any activity or occupation including amateur sports, manual work and hazardous pursuits. Cancelling, postponing or abandoning your trip provides cover for up to £7,500 cover for unused travel, … 24/7 medical support Practical help when you need it. Up to 70 years and in good health at the start date of the policy. Latest update on Travel. To help you find the best pandemic travel insurance we evaluated over 50 plans using data from Squaremouth, a travel insurance provider. You can use your own travel insurance if you have it, but you must contact us with the policy details and emergency contact numbers before departing on your Shearings holiday. The maximum cover limit varies between different insurance providers. At Compare the Market, the policies we show you are likely to cover claims related to COVID-19 for emergency medical and repatriation costs in line with your chosen policy. Although an increasing number of insurers are offering ‘COVID cover’, Which? Here at Emerald Life, we provide coverage of up to £10,000,000 with our Iraq travel insurance. UK is defined as – England, Scotland, Wales and Northern Ireland. For your peace of mind, we've added COVID-19 cover to ALL insurance policies taken out through us. Cancellation – up to £7,500; Travel delay – £20 for the first 12 hours and £10 for each 12 hour delay after that up to a total of £60; or holiday abandonment up to £7,500. Some of the benefits of this travel insurance policy include: Excesses are applicable to the above cover. Available to those who are UK, Isle of Man and Channel Island domiciled. Just give us a call on 01709 249 686 and we'll be happy to add it on for you. Travellers with underlying travel insurance in place with a minimum of £7,500 cancellation cover per person**. Terrorism including cross-border threat extension available. For UK domiciled individuals, although can be endorsed for most countries. Travel Insurance with Holiday Cancellation Cover Having holiday cancellation insurance in place when you book is an important precaution to take. Some providers have restricted cancellation and travel disruption cover in policies bought after coronavirus was declared a pandemic on 11 March 2020. Our Multi Trip Travel Insurance may be more suitable Privacy Policy Please download the full insurance coverage documentation here. If you've already booked, adding insurance to an existing booking is easy. We have a range of facilities to cover companies; ranging from Group Personal Accident and Travel to Liability cover for Tour Operators. Registered in England No. Our Premier and Elite cover is 5 Star Defaqto Rated. Travel Insurance Iraq Cancellation and Curtailment Cover Before you leave for Iraq, it’s important to ensure that your travel insurance policy offers enough coverage to pay for emergency medical services and repatriation back to the UK. If you prefer to book over the phone, you can request insurance when you call. Cancellation cover explained. Our Silver policy is our original single trip policy that provides you with comprehensive cover at affordable premiums; Our Gold policy provides enhanced cover including cancellation up to £7,500 and personal belongings to £2,500; Thinking about taking more than one trip per year? Policies purchased: Will not cover cancelling or cutting short your trip, or travel delay/missed departure, or any change in travel advice by the Foreign, Commonwealth & Development Office (FCDO) if these are a result of Covid-19. As schemes specialists, we are able to provide some unique products; these currently include: ‘Top-up’ Cancellation cover; Euro Plus (breakdown cover for people travelling to Europe); and PJH Worldwide for those who have already travelled and expats. Plus, wherever you are in the world, you’re able to call our medical emergency helpline 24/7. The Scheme provides high value cancellation, abandonment, interruption and curtailment cover for specified single trips. You, if you have to cut short your trip due to the death of a close relative, as certified by a medical practitioner, following a positive COVID-19 test result. Copyright © 1999-2021 Shearings Travel Limited. Levels depending on your budget the financial Conduct Authority view these files give us a on. Insurance in place with a minimum of £7,500 cancellation cover up to travel insurance with 7,500 cancellation cover years in... Add it on for you single trips the additional premium paid ) possible from start to finish you. 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